In our latest Off the Page episode, we sat down with Terri Flowers of the United Way of Lackawanna, Wayne, and Pike Counties. Terri, the Senior Program Manager and Local Coordinator of the PA MEDI program, shared valuable insights into the Medicare enrollment process for both new enrollees and current beneficiaries. PA MEDI (Pennsylvania Medicare Education and Decision Insight), a statewide service operated by the Pennsylvania Department of Aging, is a trusted resource for Medicare guidance. 

It was a great conversation, and we encourage you to listen to the episode and reach out to our team or Terri with any questions about Medicare and your healthcare planning needs. 

When discussing retirement planning with clients, conversations often focus on investment returns, withdrawal strategies, and asset allocation. However, one crucial factor is frequently overlooked—healthcare costs. 

Turning 65 means Medicare becomes an essential part of the conversation, but making Medicare decisions isn’t always straightforward. In fact, the process can feel overwhelming. Fortunately, you don’t have to navigate it alone. 

Medicare is an important resource for retirees, but it’s not a one-size-fits-all solution. Understanding the challenges and planning ahead can help retirees manage healthcare costs effectively. As always, we encourage you consult with a professional advisor for personalized guidance on maximizing your Medicare benefits and your overall retirement plan. 

Additional Resources:

• Terri Flowers, Senior Program Manager: Phone: 570-343-1267 ext 313
• PA MEDI Lackawanna County’s Website
• PA MEDI statewide helpline: Call 1-800-783-7067 (outside Lackawanna County)
• Alliance Center for Investor Education Articles:
  • Milestone Age 65 
  • How income affects your Medicare premiums  

Alliance Wealth Advisors, LLC (“Alliance”) is an SEC Registered investment advisory firm that is independently owned and operated. The information in this interview is provided for informational purposes only and should not be taken as investment, legal, or tax advice. Opinions expressed in this interview are subject to change without notice. Alliance also does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party mentioned in this communication and takes no responsibility. Our guest, Terri Flowers, was not a client of Alliance Wealth Advisors and did not receive any direct compensation for this interview, and was not otherwise affiliated with Alliance. For more information regarding Alliance, please visit alliancewealthadvisors.com/legal-disclosures.